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Bridge Loans Built for Real Estate Investors

Qualify with rental income. No tax returns. No income ratio.
Apply Now
888-980-1809

LTV

80%

RATE

7.99%

CLOSING

10 Days

TERMS

12-24 Months

$100K - $4M
LOAN AMOUNTS

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What Is A Bridge Loan?

A Bridge Loan is a short-term financing solution designed to help investors move quickly on opportunities – without waiting for long-term financing.

If the deal makes sense, you can close fast. This makes Bridge financing ideal for:

  • Fix & Flip investors
  • Value-add projects
  • Time-sensitive acquisitions
  • Auction purchases
  • Refinance before stabilization

At Asteris Lending, we focus on the asset, the upside, and your exit strategy — not traditional income documentation.

Built for Speed

Fast Closings
We understand that great deals don’t wait. Our process is streamlined to help you secure funding quickly.

Asset-Based Underwriting
Approval is driven by property value and potential — not tax returns or W2s.

Flexible Exit Strategy
Refinance into DSCR, sell after rehab, or reposition for long-term hold.

Are We a Good Fit?

Our Bridge loans are structured to be straightforward and investor-friendly.

Minimum Credit Score

660

Reserves

6 months required

Property Types

SFR, Condo, Townhome, 1–20 Units

Seasoning

6 Months On Refinance

Prepayment Penalty
Optional
Down Payment

20% minimum

Experience
First-time investors
Occupancy

Non-Owner-Occupied

Loan Amount

$100K minimum
Up to $4M maximum

Appraisal
Required

How It

Works

Submit Property & Scenario

Provide basic details on the subject property and projected rental income.

Receive Terms

We structure your loan based on DSCR performance and credit profile.

Close & Fund

Appraisal completed. Loan documents signed. Capital deployed.

Why Investors Choose
Asteris Lending

This is financing built for operators, not hobbyists.
  • First-time investor friendly
  • Qualify using rental income
  • No personal income verification
  • Competitive 5.5% starting rates*
  • Up to 80% LTV
  • Loan amounts up to $5M
  • Interest-only options available
  • Blanket loans available
  • Reliable 10–21 day closing timeline
Product Type
Bridge
Experience Required:
First Time Investor OK
Minimum Credit Score:
660
Liquidity:
20% Down
Reserves:
6 Months
Prepayment Penalty:
None
Closing Timeline:
10 Days
Draw Schedule:
N/A
Rate:
7.99%
Loan-to-Value LTV:
80%
Loan-to-Cost (LTC):
N/A
Loan Term:
12-24 Months Interest Only
Asset Types:
SFR, Condo, Townhome, 1–20 Units
Loan Amount Min:
$100k
Loan Amount Max:
$4M
Product Specifics:
Non-Owner-Occupied, 6 Months Seasoning Requirement, Blanket Loan Option
Number of Units:
1 to 20 Units

States We

Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.
Apply Now
888-980-1809

Frequently Asked Questions

Can I qualify as a first-time investor?

Yes. Prior rental experience is not required.

No. Qualification is based on the property’s rental income.

Yes. A 6-month seasoning requirement applies.
Eligibility depends on documentation and property profile.

Optional structures are available.

Grow Your Rental Portfolio
with Asteris Lending

Access up to 80% LTV with competitive rates and investor-driven underwriting. Submit your DSCR scenario today and receive terms tailored to your property.
Start The Application Process